Malaysia salary calculator 2026
Your net pay in Malaysia is your gross salary minus four statutory deductions: EPF (KWSP), SOCSO (PERKESO), EIS (SIP) and monthly tax, known as PCB or MTD. This calculator applies the current KWSP Third Schedule, the PERKESO contribution tables and the LHDN computerised PCB formula, and shows every line the way a payslip does.
On a gross salary of RM 5,000.00 a single employee below 60 takes home about RM 4,305.35 a month. The largest deduction is EPF at RM 550.00. Change the salary, age and tax status to see your own slip.
Estimate only. Your employer's payslip and LHDN remain authoritative.
How your take-home pay is worked out
EPF comes first. Employees below 60 contribute 11% of wages. The amount is read from wage bands, not calculated on the exact ringgit: up to RM5,000 the bands are RM20 wide, and the contribution is based on the top of your band and rounded up to the next ringgit. That is why RM 3,000.00 gives exactly RM 330.00, while a salary a few ringgit above a band edge pays slightly more.
SOCSO and EIS are fixed amounts from PERKESO tables. Both stop rising once wages reach RM6,000 a month, so anyone earning more pays the same maximum.
PCB is an advance on your yearly income tax. Your employer projects your salary for the whole year, subtracts EPF relief (up to RM4,000) and your personal relief of RM9,000, and spreads the resulting tax across the remaining months. Anyone with chargeable income up to RM35,000 also gets a RM400 rebate, which is why lower salaries often pay no PCB at all.
What your employer pays on top
Your employer adds its own EPF share (13% on wages up to RM5,000, 12% above), plus its SOCSO and EIS shares. On RM 5,000.00 the total cost to the employer is RM 5,746.55. These amounts never come out of your pay, and the calculator lists them separately below the net figure.
Examples
| Gross (RM) | EPF (you) | SOCSO | EIS | PCB | Net pay |
|---|---|---|---|---|---|
| 1,700.00 | 187.00 | 8.25 | 3.30 | 0.00 | 1,501.45 |
| 2,500.00 | 275.00 | 12.25 | 4.90 | 0.00 | 2,207.85 |
| 3,000.00 | 330.00 | 14.75 | 5.90 | 0.00 | 2,649.35 |
| 4,000.00 | 440.00 | 19.75 | 7.90 | 16.70 | 3,515.65 |
| 5,000.00 | 550.00 | 24.75 | 9.90 | 110.00 | 4,305.35 |
| 6,000.00 | 660.00 | 29.75 | 11.90 | 207.50 | 5,090.85 |
| 8,000.00 | 880.00 | 29.75 | 11.90 | 514.20 | 6,564.15 |
| 10,000.00 | 1,100.00 | 29.75 | 11.90 | 929.20 | 7,929.15 |
| 15,000.00 | 1,650.00 | 29.75 | 11.90 | 2,179.20 | 11,129.15 |
Questions
What is the net salary for RM5,000 in Malaysia?
About RM 4,305.35 a month for a single employee below 60: RM 550.00 EPF, RM 24.75 SOCSO, RM 9.90 EIS and RM 110.00 PCB are deducted from RM 5,000.00.
Do I pay income tax on the minimum wage?
No PCB is deducted at the minimum wage of RM 1,700.00. After EPF relief and the RM9,000 personal relief the chargeable income is low enough for the RM400 rebate to cancel the tax. Take-home pay is about RM 1,501.45.
Why is my payslip PCB different from this calculator?
Your employer uses your actual year to date: bonuses, allowances, previous employers, zakat and reliefs you claimed on form TP1. This calculator assumes the same salary every month from January with standard reliefs, so small differences are normal.
Does EPF go up with every ringgit of salary?
No. EPF moves in steps. Up to RM5,000 the steps are RM20 wide, from RM5,000 to RM20,000 they are RM100 wide. At RM 5,100.00 the employee share is RM 561.00.